THE COMMITMENT CALCULATOR
Annual or monthly?
A discount only helps if the commitment fits your year. Put your own numbers on both sides.
02 / THE COST PICTURE
Monthly costs less for 6 months.
- Your monthly schedule
- $72.00
- Annual upfront cost
- $100.00
- Difference
- $28.00
Annual becomes cheaper at 9 paid months.
100 ÷ 12 = 8.33 months. At 6 months, paying monthly costs less.
The assumptions behind the answer
Monthly cost × whole paid months is compared with one annual upfront payment. Annual access is not prorated for unused months. Taxes, credits, bundles, trials, refunds, price changes and the value of flexibility are excluded. Currency selection changes formatting, not exchange rates. Zero is allowed; missing, negative or out-of-range inputs produce no recommendation.
A cheaper option is not automatically the right one: compare the same ad tier, features and payment channel. The calculator does not check whether a provider offers either price.
Read the annual-plan decision guide ↗