One household. How many accounts?
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Original draft’s last-verified label: 2026-09-17. Claims have not been reverified for this edition. Country, plan, dates, and [VERIFY] flags below belong to the original research; they do not establish current availability. References to unbuilt tools are omitted in this reader edition.

Almost every major streaming service in the US now limits an account to one household. As of September 2026, Netflix, HBO Max, Disney+, and Hulu let you legally share with someone who lives elsewhere by paying for an "extra member" add-on, while Peacock, Paramount+, and Prime Video restrict sharing through their terms without a comparable paid option we could confirm. Apple TV and YouTube Premium work differently: they use family-sharing groups with their own household or eligibility rules.

This guide explains the official rules only. We do not cover workarounds, since using VPNs or false locations to avoid household checks usually breaks a service's terms and can get an account restricted. Prices are US dollars as of September 2026 and change often; items marked [VERIFY] could not be confirmed on September 17, 2026.

At a glance: sharing rules by service

Service Who can use one account Paid option for people outside your home Price (US, as of Sept 2026)
Netflix Your household Extra member (Standard and Premium plans) $7.99/mo with ads; $9.99/mo without
HBO Max Your household Extra Member Add-On [VERIFY]
Disney+ Your household Extra Member [VERIFY]
Hulu Your household Extra Member [VERIFY]
Prime Video Prime member plus eligible Amazon Household members None confirmed n/a
Peacock Your household, per terms None confirmed n/a
Paramount+ Your household, per terms None confirmed n/a
Apple TV Up to six people via Apple Family Sharing Not needed within Family Sharing Included
YouTube Premium Family plan: members must share a household Family plan (not an add-on) [VERIFY]

Netflix extra-member prices are from CBS News, reporting on the March 2026 price increase.

What "household" means

Services define a household a little differently, but the idea is the same: the people who live at the main location where you watch on your TV. Services typically detect it using the network your TV connects to, device IDs, and account activity, not just your home address. Travelling, watching on a phone, or using a hotel TV is generally allowed, though some services ask you to verify occasionally.

Netflix

Netflix started the paid-sharing era and has the most detailed rules.

  • Household: Everyone who lives with you can use the account. Netflix sets the household based on the TVs that connect to the account at your main location (Netflix Help: Sharing your account).
  • Extra members: Standard and Premium subscribers can add people who live elsewhere. Since March 2026, an extra member costs $7.99 a month with ads or $9.99 without ads in the US, per CBS News. Standard allows one extra member slot and Premium allows up to two [VERIFY on Netflix Help: Extra Members].
  • Not on the ad plan: Standard with ads cannot add extra members [VERIFY].
  • Extra member limits: an extra member gets their own profile and login, but watches on one device at a time and must be in the same country as the account owner [VERIFY].
  • Moving someone out: a profile can be transferred into a new, separate account so viewing history is kept.

HBO Max

HBO Max (renamed from Max in 2025) began limiting out-of-home sharing in the US in 2025 and has been expanding enforcement internationally in 2026 (FlatpanelsHD).

  • Household: the account owner's household can share freely (HBO Max: Account Sharing).
  • Extra Member Add-On: lets you share your subscription "with a friend or family member who doesn't live with you" (HBO Max Help). Price and plan eligibility: [VERIFY]. The add-on has been limited to the account owner buying it for one person and to subscribers billed directly by HBO Max [VERIFY].
  • Bundles: if you get HBO Max through the Disney+ bundle, a carrier, or an app store, extra member options may not be available [VERIFY].

Disney+ and Hulu

Disney introduced paid sharing in 2024 (Variety).

  • Household: Disney's subscriber agreement limits use to your household.
  • Disney+ Extra Member: an add-on for someone outside your household, available on eligible plans [VERIFY price and eligible plans at Disney+ Help].
  • Hulu Extra Member: Hulu has its own add-on process (Hulu Help) [VERIFY price].
  • App merger: as Hulu moves further into the Disney+ app (Broadband TV News), extra member rules could be unified. We will update this section when Disney confirms.

Prime Video

Prime Video access is tied to Amazon Prime, not to a streaming-only household rule.

  • Amazon Household: Prime members can share certain benefits with people in their Amazon Household (Amazon Help). Amazon changed its sharing rules in 2025 (Axios) [VERIFY whether Prime Video is still a shareable benefit and for whom].
  • Profiles and streams: one account supports multiple profiles and a limited number of simultaneous streams; Prime Video Ultra raises stream limits [VERIFY exact numbers].
  • Paid sharing: no Netflix-style extra member add-on as of our check.

Peacock

  • Rules: Peacock's terms limit accounts to your household, and trade press reported Peacock tightening this language (Awful Announcing). [VERIFY whether active detection and blocking has started.]
  • Paid sharing: none confirmed.
  • Streams: a limited number of simultaneous streams per account [VERIFY].

Paramount+

  • Rules: Paramount+ terms restrict use to your household [VERIFY current terms language]. Paramount Skydance has discussed tighter enforcement after the merger [VERIFY].
  • Paid sharing: none confirmed.
  • Streams: up to three simultaneous streams [VERIFY].

Apple TV

Apple uses Family Sharing, which lets up to six people share Apple subscriptions, including Apple TV and Apple One (Apple). Family Sharing members do not need to live together for Apple TV, but everyone must be in the family group, and minors need an organizer's approval [VERIFY current eligibility language].

YouTube Premium

YouTube Premium Family lets the manager share with up to five other family members, who must live in the same household as the manager [VERIFY on YouTube Help]. YouTube can ask members to verify location and may remove members who do not meet the rules. Prices rose in April 2026 (TechCrunch) [VERIFY Family price].

Is paying for an extra member worth it?

Compare the add-on to a separate subscription:

Service Extra member Cheapest separate account Better deal
Netflix $9.99 ad-free extra member $8.99 Standard with ads Separate account, if they can accept ads
Netflix $9.99 ad-free extra member $19.99 Standard Extra member, if they want no ads
HBO Max [VERIFY] $10.99 Basic with Ads Depends on add-on price

Extra members also usually get fewer features (one stream, restrictions on country), so a separate account can make sense for a heavy viewer.

FAQ

Can I share Netflix with someone who doesn't live with me?

Yes, by adding them as an extra member on a Standard or Premium plan. As of September 2026 it costs $7.99 a month with ads or $9.99 without ads in the US.

Does HBO Max allow password sharing?

Only within your household. To share with someone elsewhere, HBO Max offers an Extra Member Add-On on eligible plans.

Can I share Disney+ and Hulu outside my household?

Disney+ and Hulu both offer paid Extra Member add-ons for people outside your household; free sharing outside the home is not allowed under Disney's terms.

Can I share Prime Video with family?

Prime Video comes with Prime, and some Prime benefits can be shared through Amazon Household. Check Amazon's current Household rules, which changed in 2025.

Which streaming services still let you share for free?

Apple TV lets up to six people in an Apple Family Sharing group use one subscription without an extra fee. Most other major services limit free sharing to one household.

Sources

All accessed September 17, 2026.

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